Terms of Use

Agreement to Terms

By accessing and using the topaz-blossom website ("Site"), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

Use of the Website

Permission is granted to temporarily view and access the materials on our website for personal, non-commercial use only. This is the grant of a licence, not a transfer of title, and under this licence you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or public display
• Attempt to decompile or reverse engineer any software on the website
• Remove any copyright or proprietary notations from the materials
• Transfer the materials to another person or mirror the materials on any other server

This licence shall automatically terminate if you violate any of these restrictions and may be terminated by us at any time.

Course Enrolment and Services

Enrolment Process

Course enrolment is subject to availability and confirmation. By submitting an enquiry or enrolment form, you are expressing interest in our services. Enrolment is confirmed only upon receipt of payment and written confirmation from us.

Course Fees

All course fees are quoted in British Pounds (GBP) and are payable in advance unless otherwise agreed. Fees are subject to change, though any changes will not affect enrolments already confirmed.

Cancellation and Refunds

• Cancellations made more than 14 days before the course start date are eligible for a full refund
• Cancellations made within 14 days of the course start date are eligible for credit toward a future course
• No refunds are provided after the course has commenced
• We reserve the right to cancel or reschedule courses due to insufficient enrolment or unforeseen circumstances, in which case full refunds will be offered

Transfers

You may transfer your enrolment to another person up to 7 days before the course start date, subject to our approval. Please contact us to arrange transfers.

Educational Content Disclaimer

The educational content provided through our courses and on this website is for general informational purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties about:

• The completeness, accuracy, or reliability of any content
• The suitability of the information for any particular purpose
• The results you may achieve from applying the information

Our courses are designed to improve financial literacy and do not constitute professional financial, legal, or tax advice. You should consult qualified professionals before making significant financial decisions.

Intellectual Property

All content on this website, including text, graphics, logos, images, and course materials, is the property of topaz-blossom or its content suppliers and is protected by intellectual property laws. Unauthorised use of any materials may violate copyright, trademark, and other laws.

User Conduct

When using our website or participating in our courses, you agree to:

• Provide accurate information when submitting forms or enrolling in courses
• Behave respectfully toward instructors and other participants
• Not share or distribute course materials without permission
• Not use the website for any unlawful purpose
• Not attempt to gain unauthorised access to any part of the website

Limitation of Liability

To the fullest extent permitted by law, topaz-blossom shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the website or our services, including but not limited to:

• Financial losses resulting from decisions made after attending our courses
• Loss of data or interruption of service
• Any errors or omissions in content
• Personal injury or property damage related to your use of our services

Indemnification

You agree to indemnify and hold harmless topaz-blossom, its directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the website or violation of these terms.

External Links

Our website may contain links to external websites that are not operated by us. We have no control over the content and practices of these sites and cannot accept responsibility for their content or privacy policies. We encourage you to review the terms and privacy policies of any external sites you visit.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Modifications to Terms

We reserve the right to revise these Terms of Use at any time without notice. By using this website, you agree to be bound by the current version of these terms. We recommend reviewing this page periodically to stay informed of any changes.

Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions remain in full force and effect.

Contact Information

If you have any questions about these Terms of Use, please contact us at:

topaz-blossom
47 Wellington Street
Leeds, LS1 4DT
United Kingdom
Email: [email protected]